In these difficult economic times there are a lot of people struggling financially. It can be difficult knowing what you can do to help yourself. You may have tried quite a few things and think that there is nothing else to do. If you have a lot of debt or just do not have enough money to manage until the end of each month without going overdrawn, then you will need some help. There are quite a few things that you can try to either earn a bit more money or raise more money as well as cut your spending. Some of the things listed you may not have tried before.
If you are working then it is worth asking if there is a pay rise opportunity or any extra hours going. Your boss may say no but it can be worth a try (unless you have done it really recently). You never know, there might be something available and it could just be enough to help. You may even need to consider changing your job so that you can get something better paid.
If you want to make some extra money you could consider selling some of the things that you own. You could sell things on eBay for example or books on Amazon. You could sell gold to one of these online companies or you could have a garage sale or go to a car boot sale. These are good ways to make a little extra money which could help to get you out of a tight spot.
Another thing to do is to try to spend less money. Thing about everything you spend money on and see if there is anywhere you can cut down. Try to get better rates on your mortgage and credit cards, see if you can find cheaper places to shop or online deals and try to manage with less things.
If you are having long term financial problems and none of these things help you then it could be worth talking to a financial advisor to see whether they have any advice that could help you.