Making a Financial Planner Become Your Advocate

If you really want to get ahead in the world of personal finance, you need a mentor. Sure, you can read a lot of personal guides like this one, but until you really have a live person coaching you based on your specific goals and money blueprint, it will be hard to plunge ahead. There’s always someone around to tell you the basics, but a financial planner does so much more than that.

In short, they really are your advocate. Let’s face it — talking about personal finance to most people just isn’t sexy. People want to talk about things that interest them, and not everyone is interested by personal finance. It’s more about spending money and having a good time, especially when you’re young. You want to make sure that you’re having a good time, but it’s also important that you stay focused on the bigger picture just as much. You don’t want to get sucked into making decisions that you’re going to regret. You don’t want to get pulled into having to make a bunch of decisions that are based on what your friends are doing.

Your friends are often a bad source of financial advice because they don’t want the same things that you want. If you’re already thinking about saving up for a house and a car while everyone else is living for the moment, then you’re going to really make yourself tired. You want to really think about what’s right for you.

A financial planner helps because they are automatically on your team from day one. That doesn’t mean that all financial planners are really created equal, but it does mean that you will be able to really think about your goals in greater detail. What they do for you is help you come up with your financial blueprint, or they have you refine the one that you’ve already made. Sometimes it can be helpful just to open up to a third party that you don’t have to hang out with. A financial planner isn’t going to be hurt if you don’t invite them to a party. They’re just going to be focused on helping you succeed.

We’re not trying to tell you that your friends aren’t going to be supportive. To an extent, they will be. But unless they’re doing the same things that you want to do, you’re going to end up talking to a crowd that isn’t really interested in what you have to say.

If you were worried that a financial planner is going to cost too much money, don’t worry about it. Now with the power of the Internet, a financial planner can charge less because they really don’t have to do as much as they used to. They can do the whole thing online and never have to pay for an office for you to drive to. This is very convenient, and tends to increase the number of clients that are interested in them.

If you really want a financial planner today, you might want to look to see if anyone does financial consultations online. This can help you really refine your blueprint to something even better.

Make sure that you’re focusing carefully on what’s ahead of you. Don’t give up just because it’s hard. The truth is that achieving your personal finance goals can be difficult. Yet with a financial planner on your side, nothing is impossible — truly!